Verification of Payee, dostarczana prin RoxPay
RoxPay runs Verification of Payee înside its payments platform: a real-time IBAN/name check on the SEPA VoP scheme, available through one API and a dashboard — and already part of its SEPA Direct Debit flow.
begunstigdeverificatie, part of a full payments platform
RoxPay is a European payments platform — an online payment gateway, Android POS and an Open Banking gateway (PIS payment initiation and AIS account information) — i Verification of Payee is one of its Open Banking services. You can learn more about the wider platform at roxpay.eu.
Within RoxPay's SwiftLine / RoxBusiness product, VoP sits alongside basic and detailed IBAN validation as the "IBAN trio": format and bank checks, plus the real name-vs-account check that only the begunstigdeului bank can answer.
It is delivered over established European open-banking infrastructure and the SEPA VoP scheme, so a single connection to RoxPay gives banks, PSPs and businesses reach across SEPA without integrating each responding bank themselves.
Two ways to use RoxPay VoP
Use it from a screen or from your stack — the same verification underneath.
- 1
Weryfikacje cu panou
Run a verification straight from the RoxBusiness banking dashboard — name and IBAN in, a clear result back, no code required.
- 2
REST API
Call the authenticated verify endpoint to embed VoP in your own channels, with standardised outcomes and the responding BIC.
- 3
Dentro il SEPA Direct Debit
RoxPay uses VoP as a mandatory pre-verificatie before a SDD link de semnare a mandatului is issued, so debtor details are verified up front.
- 4
Pay per verification
No scheme to build and maintain — you pay per check, with contract pricing for higher volumes.
Te same cztery răspuns, în RoxPay
RoxPay returns the standard SEPA VoP outcomes, with scheme codes and the responding bank BIC.
Corrispondenza
Name matches the titularul contului. Response includes the responding BIC and processing time.
Corrispondenza parziale
Almost right — the verified owner name is returned so the payer can confirm or correct.
Nessuna Overeenkomst
Name does not belong to the IBAN — a clear stop signal before money moves.
Not applicable
VoP not available for this IBAN right now; the user decides whether to proceed.
RoxPay VoP vs. going it alone
What a single platform gives you over assembling begunstigdeverificatie yourself.
On your own
- SEPA reach Integrează per bank
- Access Tylko API
- polecenie plăți SEPA Separate pre-verificatie to build
- Szersze plăți Kolejny leverancier
- Wsparcie conformității Self-managed
VoP RoxPay
- SEPA reach One connection, scheme-wide
- Access API + panel
- polecenie plăți SEPA VoP built into the mandate flow
- Szersze plăți Same platform as gateway, POS, Open Banking
- Wsparcie conformității Wspierane implementare până la termenului
Built for the people who move money
One verification service, tuned to each role.
băncile și leverancierii de servicii de plată
Meet the Verordening instantbetalingen and offer begunstigdeverificatie to titularul contuluis, on the SEPA VoP scheme.
Companii & treasuries
Waliduj IBAN leverancierilor și listy salariilor înainte de dokonaniem plăți — cu panou sau în masă prin API.
Platformy și fintechy
Add VoP next to gateway, POS and open-banking services on one RoxPay integration.
VoP RoxPay — răspuns
What teams ask before they onboard.
Yes. RoxPay's VoP uses the SEPA Verification of Payee scheme and returns standardised outcomes (Overeenkomst, Bijna overeenkomst, Geen overeenkomst, not applicable) with the responding bank's BIC.
Two ways: directly from the RoxBusiness banking dashboard for manual checks, and through an authenticated REST API to embed verification in your own products.
Yes. VoP is part of RoxPay's banking services and is already used as a pre-verificatie in the SEPA Direct Debit mandate flow. It sits on the same platform as the gateway, POS and Open Banking — see roxpay.eu.
You pay per verification, with contract pricing for higher volumes — no scheme infrastructure to build or maintain.
Because the scheme connectivity is already in place, onboarding is measured in weeks. Neem contact met ons op to map your path to the relevant compliance deadline.
Verification of Payee runs on the same European Open Banking infrastructure as RoxPay's PIS (payment initiation) and AIS (account information) services. One RoxPay connection gives you begunstigde identity verification alongside open-banking payments, so you confirm who you are paying and then initiate the overboeking on a single platform.
A standard gateway just moves money. RoxPay adds Verification of Payee — a real-time check of the begunstigdey's identity (name/IBAN) before the payment — on top of its gateway, POS and open-banking services, so fraud prevention and SEPA-wide reach come built in rather than bolted on.
Yes. For sole traders and professionals the check compares the submitted name — or, for legal persons, the VAT number / tax code (Partita IVA / Codice Fiscale) — against the registered titularul contului, so a trading name that differs from the personal name returns a clear, actionable outcome instead of a silent failure.
Lees verder
Bring Verification of Payee to your team
Porozmawiajmy o VoP RoxPay prin API sau panel și o uruchomieniu produkcyjnym înainte de Twoim terminem.