RoxPay vs iPiD for Verification of Payee
A clear, fair comparison to help you choose a Verification of Payee provider for the EU Instant Payments Regulation.
Two credible options
iPiD is known for payee and account verification services with an international footprint, helping businesses confirm beneficiary details across multiple countries and payment rails.
RoxPay is an EU-focused Verification of Payee provider built specifically around the EPC scheme and the Instant Payments Regulation, covering both requesting and responding roles with a fast, developer-friendly integration.
At a glance
| RoxPay | iPiD | |
|---|---|---|
| Primary focus | EU Verification of Payee under the IPR / EPC scheme | Payee/account verification across multiple countries and rails |
| Requesting + responding | Both sides, including a compliant responder for inbound requests | Established provider — confirm current scope with the vendor |
| Integration | REST API, sample payloads, days to a working sandbox | API-based — confirm timelines with the vendor |
| Free sandbox | Yes, self-service test access | Confirm availability with the vendor |
| Languages / docs | Docs and site in 7 languages | Confirm with the vendor |
| Pricing model | Transparent, usage-based — talk to us | Confirm with the vendor |
Fairness note
This comparison is based on publicly available information and our own product as of 2026. Details about any third party can change — please verify current capabilities directly with the vendor before deciding.
FAQ
Yes. Both provide payee/account verification. RoxPay focuses specifically on EU Verification of Payee under the Instant Payments Regulation, covering requesting and responding roles with a fast integration.
Yes. RoxPay supports both sending checks and answering inbound Verification of Payee requests, which the regulation makes mandatory for PSPs.
Look at scheme compliance, coverage/reachability, requesting and responding support, integration effort, sandbox availability and pricing. We're happy to walk through a side-by-side for your use case.
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