Verification of Payee security
How RoxPay protects Verification of Payee data — with encryption, strong authentication, data minimisation and full audit logging across every check.
How RoxPay secures Verification of Payee
Verification of Payee handles names and IBANs, so it must be engineered for security from the ground up. RoxPay protects data in transit and at rest, and limits what is stored to what is strictly needed.
Access to the VoP API is gated by strong authentication, and every check is logged so PSPs and businesses have a clear, auditable record of what was verified and when.
Security is continuous: monitoring, least-privilege access and operational controls run alongside the scheme, not as an afterthought.
Verification of Payee security at a glance
The core protections.
Encryption
Data is encrypted in transit and at rest across the VoP flow.
Strong auth
API access is gated by strong authentication and least-privilege access.
Data minimisation
Only the data needed for the check is processed and retained.
Where security applies
Protection across the verification lifecycle.
- In transit
Secure transport
Encrypted, authenticated connections protect every request and response.
- In use
Least privilege
Tight access controls limit who and what can reach VoP data.
- After
Audit logging
Each check is logged for a clear, reviewable record.
What strong VoP security gives you
Confidence on every check.
Protected data
Names and IBANs are handled with bank-grade protection.
Auditability
Logged checks support disputes, audits and supervision.
Trust
Security customers and regulators can rely on.
Verification of Payee security
Common security questions.
RoxPay encrypts VoP data in transit and at rest, gates API access with strong authentication, and applies data minimisation so only what is needed is processed.
Yes. Access is gated by strong authentication with least-privilege access, so only authorised systems can request or respond to checks.
Yes. Each check is logged to provide a clear, auditable record of what was verified and when, supporting disputes and supervision.
RoxPay applies data minimisation, processing and retaining only the data needed to perform and evidence the check.
Talk security with RoxPay
Ask about how RoxPay secures Verification of Payee for your organisation.