For AP & ERP

Verification of Payee for accounts payable

How finance teams verify supplier IBANs before paying — in bulk or directly inside the ERP and accounts-payable workflow — to stop invoice-redirection fraud.

AP & VoP

What Verification of Payee means for accounts payable

Most business losses to payment fraud come from invoice redirection: a criminal changes the bank details on an invoice or supplier record, and the payment lands in the wrong account.

Verification of Payee lets a finance team confirm that the account holder name matches the IBAN before a supplier payment leaves — whether checking a single new vendor or validating a whole payment file.

Embedded into the ERP or accounts-payable workflow through RoxPay, the check runs automatically at onboarding and before payment runs, without slowing the team down.

Key facts

Verification of Payee for accounts payable at a glance

What matters for finance teams.

Invoice fraud

Redirection of supplier payments is the top business payment-fraud loss.

Bulk or single

Verify one new supplier or a full payment file before a run.

In your ERP

Runs inside onboarding and AP workflows, not as a separate task.

How it fits

Where the check happens

Verification at the moments that matter for AP.

  1. Onboarding

    New supplier added

    Verify the account holder name against the IBAN before the vendor is approved.

  2. Before payment

    Payment run

    Validate IBANs across the payment file before funds are released.

  3. On change

    Bank-detail change

    Re-verify whenever a supplier's bank details are updated — a classic fraud signal.

Why RoxPay

What AP teams get with RoxPay VoP

Fraud prevention that fits the finance workflow.

Stop redirection

Catch mismatched names before a supplier payment is sent.

Batch validation

Check an entire payment file in one pass before release.

Audit trail

Logged results give finance and audit a clear record per payment.

FAQ

Verification of Payee for accounts payable

Common questions from finance teams.

By confirming that the account holder name matches the IBAN before paying, VoP flags the moment a fraudster swaps in their own account details on an invoice or supplier record.

Yes. RoxPay supports bulk checks so a finance team can validate every IBAN in a payment file before the run is released.

VoP can be embedded into supplier onboarding and accounts-payable workflows via the RoxPay API, so the check runs automatically rather than as a manual step.

Re-verify whenever bank details change, since a sudden change of IBAN is one of the strongest signals of an attempted redirection.

Protect your supplier payments

Talk to RoxPay about adding Verification of Payee to your AP and ERP workflow.