RoxPay vs SurePay for Verification of Payee
A clear, fair comparison to help PSPs and businesses choose a Verification of Payee provider for the EU Instant Payments Regulation.
Two credible options
SurePay is a well-established provider, widely known for pioneering Confirmation of Payee in the Netherlands and the UK and for its account-name-check products across several markets.
RoxPay is an EU-focused Verification of Payee provider built specifically around the EPC scheme and the Instant Payments Regulation, covering both the requesting and responding sides with a fast, developer-friendly integration.
At a glance
| RoxPay | SurePay | |
|---|---|---|
| Primary focus | EU Verification of Payee under the IPR / EPC scheme | Confirmation of Payee & account name checks across several markets |
| Requesting + responding | Both sides, including a compliant responder for inbound requests | Established provider — confirm current scope with the vendor |
| Integration | REST API, sample payloads, days to a working sandbox | Enterprise integration — confirm timelines with the vendor |
| Free sandbox | Yes, self-service test access | Confirm availability with the vendor |
| Languages / docs | Docs and site in 7 languages | Confirm with the vendor |
| Pricing model | Transparent, usage-based — talk to us | Typically enterprise contracts — confirm with the vendor |
Fairness note
This comparison is based on publicly available information and our own product as of 2026. Details about any third party can change — please verify current capabilities directly with the vendor before deciding.
FAQ
Yes. Both provide payee/account verification. RoxPay focuses specifically on EU Verification of Payee under the Instant Payments Regulation, covering requesting and responding roles with a fast integration.
Yes. RoxPay supports both sending checks and answering inbound Verification of Payee requests, which the regulation makes mandatory for PSPs.
Look at scheme compliance, coverage/reachability, requesting and responding support, integration effort, sandbox availability and pricing. We're happy to walk through a side-by-side for your use case.
See RoxPay for yourself
Get sandbox access or a guided demo and compare on your own terms.