Belgium is a founding euro-area member, so Belgian payment service providers fall under the first Instant Payments Regulation deadline. From 9 October 2025 they must offer Verification of Payee, free of charge, on euro credit transfers the payer initiates electronically.
A multilingual market
Belgium has three official languages — Dutch, French and German. A 'close match' or 'no match' warning only works if the payer actually understands it, so the result wording and explanatory copy should be localised, not just translated literally.
Clarity beats translation
The four VoP outcomes are standardised, but the way you explain them to the payer is your responsibility. Test the Dutch, French and German wording with real users so the warning changes behaviour.
What Belgian PSPs need to deliver
- Join the EPC Verification of Payee scheme as requesting and/or responding PSP.
- Return a clear outcome before the payer authorises the transfer.
- Localise result messaging for Dutch, French and German speakers.
- Keep the check free, fast and auditable.
Supervision and the fastest route
The National Bank of Belgium supervises credit institutions and payment institutions, with the FSMA covering conduct. To meet the deadline without a multi-month build, most Belgian PSPs connect to a provider already live on the SEPA scheme. RoxPay delivers VoP through one API and dashboard, with localisable result handling.